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Founding member

We are the founding member of the Indonesian Fintech Association, scaled from 6 founding members to 180+ members- 150+ fintech companies, 25+ financial institutions. Formed strategic partnerships- knowledge partners, PR, media, law firms. Recruited and built a full time secretariat to drive policy and thought leadership, as well as community engagement. Actively engaged with Indonesian regulators and authorities, such as- Otoritas Jasa Keuangan, Bank Indonesia, Menteri Komunikasi dan Informatika, Menteri Keuangan, Menteri Perekonomian, Kantor Staf Presiden.

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We Serve All Industries

Though we work with companies for all industries, JAS Kapital focuses mainly on 3 industries: Payments (credit card, cash and e-wallet), Mobile (mobile technology platform, carrier billing integration and mobile value-added services) and Retail (omni-channel convergence between digital goods and retail outlets). Our expertise and experiences in these fields surpass what available anywhere else in the country.

Leading Business Designer and Strategist in Indonesia

We are a group of business strategists focused on growing the companies we work with exponentially, by collaborating with potential partners and other complementary companies/corporations in the ecosystem. We are great at what we do, and this has been proven by the fact that most of the startups we worked with in the last 2 years have successfully done IPOs.

JAS Kapital’s strategic partners include big and respectable brands like Mandiri Group, Kresna Group, Kompas Gramedia Group, Hero Group and Ideosource.




damcorp, a subsidiary of Bank Mandiri, is a Fintech Enabler whose goal is to build and leverage on the use of fintech and its ecosystem to distinctive ease economic activities. damcorp is the operator of mandiri e-cash and Bank Mandiri's e-money mobile application which has more than 7 million users in Indonesia.

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PT M-Cash Integrasi Tbk.


This is a lifestyle platform that provides physical and digital content, focused on helping people simplify their lives. MCAS makes use of an integrated businesses model, that combines the state-of-the-art O2O platform and IOT to enhance the company's commercial partner's businesses and to support Indonesia's digital lifestyle.

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PT NFC Indonesia TBK.


NFC is a digital hub in Indonesia, that connects a variety of business units & digital style products through API. It utilizes the data of every line of business (LOB) to be more consumer-centric, by connecting them to each other, thus unleashing formerly-obscure information. NFC's goal is to play a central role in the daily lives of the tech savvy Indonesian society.

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TunaiKita is Indonesia's first technology company to develop and deploy a 'lending robot' that uses the data you provide through their mobile app. Her lending robot evaluates your user profile and assigns you a credit score with which you can apply for cash loans. TunaiKita currently offers cash installment loans of Rp.4 to 20 million that you can repay over tenures of 3 to 6 months. They have also launched short-term loans of Rp.1 to 5 million with flexible 10 to 30 days tenure.

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Vestia (Launching Q4 2018)

Vestia focuses on alleviating poverty by connecting people to micro-investments and micro-productive lending which they can use to make a better life and future for themselves, their families and their communities.